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TRADES AND CONTRACTORS
Looking for reliable protection for your trades or contracting business? Look no further than our TRADES AND CONTRACTORS. Get the coverage you need to protect your business and keep it running smoothly.
Overview
- Payment Options: Monthly and Annual
- Additional Insured Requests: Blanket Additional Insured is included in this product.
Certificate Requests
- Brokers may issue Certificates of Insurance with Additional Insureds, in house, as per client's request.
Eligible Provinces
- Alberta
- British Columbia
- Manitoba
- New Bruswick
- Nova Scotia
- Ontario
- PEI
- Saskatchewan
Standard Eligibility Criteria
- Revenues up to $3,000,000
- Canadian-based businesses with only Canadian revenue
- Up to 3 operations under the same business name
- No insurance cancellations, declinations or non-renewals in the past 5 years
- No revenue from snow removal operations
- 3 or more years in business required for Renovation Contractors, Solar Energy Contractors, Industrial Electricians, Industrial Flooring Contractors, Excavation Contractors, Backhoe/Front-End Loader Operators, and Roofers.
Coverage Types
- Commercial General Liability
- Tenant's Legal Liability
- Employee Benefits Liability
- Employers Bodily Injury Liability
- Broad Form Completed Operations
- Rip & Tear Extension Endorsement
- Non-owned Auto
- Contents
- Tools and Equipment Floater
TRADES AND CONTRACTORS
Eligible Classes:
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Acoustic Ceilings - Install/Service
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Air Conditioning - Install/Service - Household/Light Commercial
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Air Conditioning - Install/Service - Large Commercial/Industrial/Institutional
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Automatic Lawn Sprinklers
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Awnings/Canopy -Metal/Aluminum- Install/Repair
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Backhoe Operation - No Snow Removal - Not Geothermal
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Blacksmiths
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Bricklayers
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Broadloom - Not Aircraft - Install/Service
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Building Insulation Install - No Asbestos Or U.F.F.I.
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Built-Up Roofing Contractors - Not Hot Tar
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Cabinet Making-Shop Operations & Installation (Electricial/Plumbing)
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Cabinetry Installation-Supplied By Others-Incl Incidental Elect/Plumb
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Cable (Electric) Install/Service - Incl. Fixtures & Appliances
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Cable Installation/Repair - Tv/Telephone - Above Ground
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Carpenters - Away From Shop Only - No Shop Operations
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Carpenters - Built In Custom Furnishings/Cabinets (Shop & Away Ops)
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Carpenters/Framers - Away From Shop Only - No Shop Operations
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Carpentry/Woodworkers - Shop Operations Only - No Installation
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Cement Work -Small Contractor- Cement Supplied By Others
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Chimney Cleaning
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Chimney Sweep
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Cleaning - Sewers/Drains - Residential And Light Commercial Only
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Concrete Work - Concrete Supplied By Others
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Concrete/Precast -Install- Not Beams Or Supports
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Construction Equipment Repairs Excl Propane Or N.G. Instal/Repairs
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Contractors Equipment Repairs Excl Propane Or N.G. Instal/Repairs
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Curb/Sidewalk Construction - Noc
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Curtains - Install/Service
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Deck Construction - Wood Away From Shop. No Shop Operations
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Drywall - Install/Repair
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Eavestrough -Metal/Aluminum/Vinyl- Install/Repair
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Electrical Wiring Install/Repair - Residential/Light Commercial
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Electricians - Electrical Apparatus - Install/Service
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Electricians - Industrial Machinery - Install/Service
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Electricians -Wiring/Incl.Fixtures/Appliances- No Millwright Work
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Excavation Contractors - No Snow Removal - Not Geothermal
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Farriers
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Fence Construction - Including Electrical
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Fence Construction - Not Electrical
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Fence Contractor & Dealers - Including Electrical
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Fence Contractor & Dealers - Not Electrical
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Floor Coverings - Industrial/Institutional (Not Terrazzo)
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Floor Coverings - Not Aircraft - Install/Service
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Floor Coverings and Refinishing - Industrial/Institutional (Not Terrazzo)
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Floor Finishing/Refinishing - (Not Terrazzo)
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Forming Contractor(Wood)Installation-Concrete Supplied/Poured By Other
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Front-End Loader Operation - No Snow Removal - Not Geothermal
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Furniture -Custom Woodworker- Shop Operations Only - No Installation
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Garage Doors Sales & Service (Residential)
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Gas And Electric Furnace Installers/Contractors - Not Geothermal
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Glass Installation - Not Over 3 Stories
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Glazier Operations - Not Over 3 Storeys
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Grading Of Land-Not Road Construction Or Excavation
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Heat Pumps - Install/Service - Large Commercial/Industrial/Institutional
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Heat Pumps-Install/Service-Household/Light Comm.No Excavation
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Heating Contractors- Oil/Gas(Not Geothermal) Incidental Tank
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Heating Equip-Install/Service- Gas- Not Geothermal N.O.C
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Heating Equipment - Install/Service - Oil Or Gas - Not Geothermal
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Home Renovator - Away From Shop
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Home Staging
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House Furnishings - Not Furniture - Install/Service
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Interior Decorating - Including Wallpapering - No Painting
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Interior Decorating - No Painting/Wallpapering
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Interior Furnishings - Not Furniture - Install/Service
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Interlocking Brick Installation For Driveways & Patios
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Interlocking Brick/Paved Driveways - Construction
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Iron or Steel Erection - Not Structural
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Irrigation Or Drainage System Construction
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Kitchen Cabinets Custom Contractor- Shop Operations Only
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Knife/Blade/Scissors/Tool Sharpening Service
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Landscaping/Gardening Service - No Spraying/No Snow Removal
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Linoleum - Install/Service
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Lock Repair Or Servicing - No Alarm Install/Service
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Locksmith - No Alarm/Install Service
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Masonry Contractors
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Mobile Homes Construction - Including Erection On Site
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Mobile Homes Construction - Shop Operations Only
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Non-Destructive Testing Contractor
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Ornamental Iron/Steel Contractor - Not Structural
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Painting / Decorating - No Spray Painting
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Painting / Wallpapering / Decorating - Spray Painting - Interior Only
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Painting Including Decorating - Interior Work Only - No Spray Painting
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Painting Including Decorating - With Spray Painting Interior Only
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Painting / Decorating - Interior/Exterior - Incl. Spray Paint
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Patio Stones/Interlocking Brick - Installation
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Paving - Driveways/Parking Lots - Not Streets
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Piano Tuning Service
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Plastering/Lathing - Install/Repair
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Plumbers
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Power Pole Installation With No Connection
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Prefabricated Homes Construction - Including Erection On Site
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Prefabricated Homes Construction - Shop Operations Only
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Pruning - Tree - No Spraying
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Refrigeration Contractors - Large Commercial/Industrial/Instititutional
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Refrigeration Contractors - Residential - Light Commercial Work Only
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Renovation Contractor - Away From Shop
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Roofing - Residential - Asphalt Shingles
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Roofing - Residential - Wood Shingles
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Roofing - Residential/Light Commercial - Asphalt Shingles
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Roofing - Residential/Light Commercial - Wood Shingles
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Rugs - Not Aircraft - Install/Service
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Satellite Dish -Install/Service- Household/Light Commercial
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Sewer Cleaning - Residential & Light Commercial Only
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Sheet Metal - Shop Only
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Sheet Metal Work - Away From Shop - No Roofing
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Sheet Metal Work - Away From Shop / Heating / A/C / Refrigeration Work Only
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Siding -Metal/Aluminum/Vinyl- Install/Repair
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Signs and Banners - Installation Or Service (No Manufacturing)
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Skate Sharpening
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Small Engine Repair (No Aircraft/Watercraft/Auto)
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Solar Energy Contractors (Incl. Wind Turbines) - Not Heat Pumps
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Steel Erection - Not Structural
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Street Cleaning - Not Snow Removal
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Stucco Work
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T.V. Antenna -Install/Service- Household/Light Commercial
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Telephone Line Install/Repair - Above Ground
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Tile / Terrazzo And Marble Contractors
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Tile Work And Terrazzo - Not Masonry/Sewers/Drains/Ceiling
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Tinsmiths - Away From Shop - Not Roofing
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Tinsmiths - Away From Shop / Heating / A/C / Refrig. Work Only
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Tinsmiths - Shop Only
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Tree Removal/Trimming/Pruning - No Spraying
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Trimming - Tree - No Spraying
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Wallboard - Install/Repair
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Walls/Ceilings -Plaster/Lath/Drywall- Install/Repair
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Water Softening Equipment And Installation
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Weeping Tiles - Drainage System Construction
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Window Coverings - Install/Service
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Window/Door - Metal Aluminium Vinyl - With Install/Repair
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Wood Floor Finishing/Refinishing - Parquet (Not Terrazzo)
Head Office
Branch Office
Branch Office
Branch Office
Guelph:
264 Woodlawn Rd W
Guelph, ON N1H 1B6
905-460-8434